Then, The Spender: the life of the financial party and often also of the real party. Everyone wants to be with them. Spenders aim to live in the moment and enjoy the fruits of their labor. After all, you can't take it with you! Your strength lies in celebrating life and not shying away from enjoying your hard-earned money. However, the risk of financial instability is the trap here. Often, overspending is triggered by emotions – whether it's stress, happiness, or even boredom (I've been there). Understanding these triggers can help develop healthier spending habits. Try to practice mindful spending, which means pausing and thinking about every purchase. Ask yourself, “Do I really need this?” And then push further these questions that I ask myself: “Yes, I want it, but do I want it more than a refined house? Do I want it more than I want to stop lying awake at 3 a.m. worrying about my financial future? Do I want it more than I want to live an eco-friendly life? » This practice can help differentiate between wants and needs.
The key is balance: enjoy your present, but don't forget to wink at your future.