Wells Fargo Active Cash Card Review

Unlimited 2% Cash Rewards — Cardholders earn unlimited 2% cash rewards on purchases, with no categories to activate or earning limits to track.

There are other cards that offer higher cash back rates on certain categories, and while they're worth it, they require more effort. And they are often also capped and limited in what purchases they apply to. The Wells Fargo Active Cash® Card is perfect for someone who wants an easy-to-use card that still offers high rewards: You'll immediately earn best-in-class flat rewards on your purchases – without limits or obstacles. to jump across.

$200 cash sign-up bonus — New Wells Fargo Active Cash® Cardmembers can earn a $200 cash sign-up bonus by spending just $500 on purchases in the first three months. Not only is this a very competitive sign-up bonus for a no annual fee card, but it's also one of the things that sets this Wells Fargo credit card apart from other 2% cash back cards. We have yet to come across another credit card that offers 2% unlimited cash rewards and also has a sign-up bonus.

0% APR introductory offer for 15 months –New cardholders can enjoy a 0% introductory APR on new purchases and eligible balance transfers for a full 15 months. (After this period, a benchmark rate of 20.24%, 25.24%, or 29.99% variable APR applies.) This is an attractive offer, even compared to cards marketed only for a d 0% introduction. This means that this card will allow you to avoid interest on purchases and balance transfers until 2025!

Keep in mind that balance transfers must be completed within the first 120 days to receive a reduced interest rate and lower balance transfer fees.

No annual fee — In many cases, high reward rates mean high annual fees. Not with the Wells Fargo Active Cash® Card, which has a $0 annual fee.

Mobile phone protection — With the price of a typical cell phone running into the hundreds of dollars, having some sort of insurance is a good idea. With this Wells Fargo card, you can get up to $600 of built-in cell phone protection by simply paying your cell phone bill with your card. Coverage is subject to a $25 deductible.

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