Capital One Bonuses 2024

Capital One doesn’t currently have any bank account promotions or bonuses, but you can see a past promotion below to get an idea of what it could offer in the future. Capital One offers exceptional bank accounts, but it doesn’t have as many promotional offers as some other large banks. Occasionally, it offers cash bonuses on certain bank accounts.

Below are other savings offers from our partners, followed by Capital One bank account bonuses.

Capital One: 360 Performance Savings – Up to $1,500 [EXPIRED]

  • Bonus Amount: $300–$1,500
  • Promotion Expiry: January 9, 2024
  • Qualifications: Deposit, maintain balance

Bonus Details

Reminder: This bonus has expired. This is how you were able to sign up:

  1. Open a new 360 Performance Savings account with the coupon code. Use the coupon code on Capital One’s website.
  2. Deposit $20,000 or more of external funds in the first 15 days. “External” funds means money coming from outside of Capital One; money you transfer over from your Capital One checking account, for example, doesn’t count.
  3. Maintain your deposit for 90 days after the 15-day Initial Funding Period ends.
  4. Earn a bonus of $300 to $1,500, depending on deposit amount. A deposit of $20,000 will earn $300; a deposit of $50,000 will earn $750; and a deposit of $100,000 or more will earn $1,500. The bonus will deposited into your account within 60 days of meeting the requirements.

Bonus Restrictions and Account Fees

  • You are ineligible for the bonus if you have one of the following accounts, or had one of the following accounts open on or after a certain date, as specified on the page linked above: 360 Performance Savings, 360 Savings, 360 Money Market, Savings Now, Confidence Savings.
  • No monthly or maintenance fees
  • No minimum opening balance or minimum balance requirement

Compare Capital One Bonuses

Promotion Bonus Amount Promotion Expiry Qualifications
360 Performance Savings Up to $1,500 Jan. 9, 2024 [EXPIRED] Deposit, maintain balance

Are Capital One Bank Promotions Taxable?

Yes. The promotion that Capital One Bank offers for opening a new account is considered taxable income, just the same as any interest you earn on a savings account. It’s the same for any bank; not just Capital One.

Are Capital One Accounts Available Nationally?

Yes, you can open a bank account with Capital One from anywhere as long as you’re a U.S. citizen or permanent resident with a U.S.-based or military address. You’ll also need a taxpayer ID number and a U.S.-based mobile phone number.

How Often Does Capital One Offer Account Bonuses?

Capital One bank promotions aren’t as frequent as with many other large online banks, like Chase or Bank of America. Instead, the bank features promotional offers for its Capital One credit cards much more frequently than for its bank accounts. 

If you’re looking for banks that offer bigger cash payouts on a more regular basis, try scoping out the best bank account opening bonuses for more relevant options.

Is Capital One a Real Bank?

Yes, Capital One Bank is definitely real, and it’s an excellent choice for online banking. All of its accounts come with low fees and high interest rates.


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